Are your savings being swallowed?

Dear Fellow Financial Freedom Seeker,

When NatWest announced they were acquiring Sainsbury’s Bank, it wasn’t just a headline — it was another sign of the bigger trend: high street giants snapping up smaller banks.

And if you’re someone who likes having your money with lesser-known or challenger banks for their better interest rates, cashback, or digital features, this matters to you.

I recently spoke to The Mirror about what this means for everyday savers like us — especially how takeovers could change choice, price and innovation down the line.

So, here’s your One Simple Step this week:

✅ Check which banks you’re actually using.

• Are they still the same entity you signed up for?

• Have their terms or rates changed?

• Could your money be working harder elsewhere?

A 5-minute review could save you from missed interest, unexpected fees, or getting stuck with a bank that no longer aligns with your values or goals.

You don’t need to uproot everything — just get clear on where your money sits and why. That’s how we move from passive to powerful with our finances.

Til next time,

Pernia | Your Finance Travel Buddy

P.S. Want more of these simple, empowering steps in your inbox? ➡️ Share this with a friend who banks like it's still 2015 👀