How To Leverage Sales Season To Your Advantage

This month marks Black Friday
Closely followed by Cyber Monday
Two events synonymous with significant spending
£7.1 billion was spent in 2024 according to PwC - a 37% increase

Black Friday can be an opportunity
To get the things you want and/or need to get
At a much lower value

But it can also be a trap
Where you get things you don’t really want
With money you don’t actually have
Resulting in personal debt

With a solid financial mindset and the use of some good tools
You can ensure that you make the most of Black Friday
Rather than making purchases you later regret

I will be going over these Simple Steps this month

To start, your One Simple Step this week is to

View your purchases as hours worked, rather than their pure monetary value

This video explains what I mean in a more detail

To spending money wisely,
Pernia | Your Finance Travel Buddy

P.S. a slightly different topic but I have shared my first full video on YouTube. This month also marks the Autumn Budget and with lots of speculation about what changes might happen, this video explains exactly what you should do to optimise your finances ahead of the budget