📂 One Simple Step to Make Managing Money 10x Easier

Dear Fellow Financial Freedom Seeker,

Ever felt like you can’t manage your money because you don’t have a handle of it’s setup i.e. your bank accounts?

We’ve all been there.

The truth is: when your banking system is a mess, your money feels harder to manage than it really is.

But when it's organised? Suddenly you're in control—and your financial goals feel possible.

Your One Simple Step this week is to

🏦 Organise your banking

Here's how:

1. List out all your accounts: what accounts do you have, what’s their purpose and note any key details like interest rates on savings accounts

2. Figure out what accounts you want to have: at a minimum you need a current account that your income comes in to and bills come out of and a savings account. Read this for details on all the bank accounts I have.

3. Shop around for accounts you want: now that you know what accounts you want you can bridge the gap from what you have. Don’t assume you need to keep the accounts you have right now. Some banks give sizeable bonuses for switching your current account. Some banks might give better interest rates for your savings. Look around to get the best banks for you.

4. Make money moves: move your money from the accounts you have to the ones you want to have so you have the bank accounts that work for you

When your bank accounts are organised, you no longer feel like you’re chasing your money, it flows with purpose.

To better banking set up,
Pernia | Your Finance Travel Buddy