Your Finance Travel Buddy presents One Simple Step

Happy Sunday fellow Financial Freedom Seeker

Mindset Moment

One Simple Step

We’re in the New Year, which means it’s the best time to create a budget for your personal finances to help you achieve those financial goals / resolutions for this year

Your One Simple Step this week is…

Start making a budget for your personal finances

(see the Challenge section for how to do this).

Why is this important?

There are several benefits to creating a budget for your personal finances. 

Given we are in a New Year there is also a timeliness in creating a budget at the start of the year - this is the BEST time to create a budget for yourself!

Watch this reel for an example of why creating a budget for yourself is beneficial

How do I implement this?

Above we address why creating a budget is so important - especially right now. 

But I will also admit that the goal of this email newsletter series is to give you one simple step you can implement in a matter of minutes each week. 

And creating a budget is not a one step process and it doesn’t only take a few minutes to do. 

So I’m breaking with tradition a little here - but it’s the New Year and this is something that is very worthwhile doing. 

To facilitate this in a digestible way I will be doing a one off daily series with tips on budgeting culminating in the final budgeting related email this time next week.  

Challenge

To keep this week’s One Simple Step just that, go back to my email on checking how much you spent last month. If you weren’t a reader then you can find it here. 

Take the tips of this email and apply them to the whole year

Your One Simple Step this week is…

Make a list of all your expenses in the last year - both recurring and one off

To make this easier for you to do we will send you our cost categoriser workbook for Take the tips of this email and apply them to the whole year FREE if you refer just one friend to this newsletter (see referral section below)

ANOTHER FREE BONUS

Join our FREE masterclass on 22 January (replay available) that will teach you how to build a robust budget that will provide the plan for your financial success - sign up here 

We will send you our FREE cost categoriser to help you with this week’s step if you refer just ONE friend / family member / colleague who you think could benefit from our newsletter

Have a fabulous week ahead!

Until tomorrow

Pernia | Your Finance Travel Buddy