Why you still feel broke in London (and one step to change that)

London’s prices don’t match your income - but this week’s One Simple Step can save you money without sacrificing freedom.

August 10, 2025

Dear Fellow Financial Freedom Seeker,

This week I hit up LinkedIn with why you might not feel any richer even if you live in London.

TL;DR it’s because the cost of everything is out of synch with people’s income

So to give you one way to reduce your costs, while still enjoying life

This weeks one simple step is to

Get a railcard

I have a 26-30 railcard which connects to my oyster gives me 1/3 off tube, bus and rail travel during off peak hours

For more information on different types of railcards, the criteria for getting them and their discounts read this.

Til next week,

Pernia | Your Finance Travel Buddy